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Refinance!! FHA rates as low as 4%!!!

Take advantage of the lowest interest rates in years for FHA! Our quick and easy prequalification process will allow you to get your current loan or purchase of a new home done with these incredible rates! We guarantee the best rate possible.

Fixed-Rate Mortgage Payment Stability

A fixed-rate mortgage has an interest rate that won't change for the life of your loan. Usually that's 30 years, but it can also be 10, 15, 20, or 25 years. It's the best security against rising mortgage rates and higher payments. If you know you don't plan on moving or refinancing in the next 7 years or so, the fixed-rate mortgage may be your best choice.

• Rates on fixed-rate mortgages are currently at or near historic lows. 4.99% for a 30 year fixed mortgage.
• We offer many different terms for your mortgage loan – With our loan products you'll have the peace of mind in know what your payment exactly is. .
• You can put 3.5% down on a purchase and still get the security of a fixed rate mortgage.
• First-time home buyers can get a tax credit up to $8,000. "First-time home buyers" include anyone who hasn't owned a home in the past three years. Talk to one of our licensed Mortgage specialists for more information

Streamline Refinance

FHA has permitted streamline refinances on insured mortgages since the early 1980's. The "streamline" refers only to the amount of documentation and underwriting that needs to be performed by the lender, and does not mean that there are no costs involved in the transaction. The basic requirements of a streamline refinance are:

• The mortgage to be refinanced must already be FHA insured.
• The mortgage to be refinanced should be current (not delinquent).
• The refinance is to result in a lowering of the borrower's monthly principal and interest payments.
• No cash may be taken out on mortgages refinanced using the streamline refinance process.

Call us now for how to get your simple streamline refinance done now to take advantage of the lowest interest rates in years.

The highlights of streamline refinanaces are:

• No out of pocket costs for most streamline refinances!
• No asset verification is needed
• No income Verification is needed.
• No appraisals are needed for most FHA streamline refinances.

Get in touch with one of our Licensed Mortgage Specialists  now to start saving money on your Mortgage!

Down Payment Assistance

With the recent elimination of seller paid down payment programs by FHA, we have strived to provide our borrowers with options to helping them with the down payment assistance through true non for profit government organizations. Our loan experts can assist you now in finding the right program for your home buying needs. Contact us now for how to start the process of buying a new home.

Smart Home financing, Smart Home Shopping with our Realty Experts

Utilize our extensive network of realty experts who can structure and facilitate your home buying experience into a simple and a memorable experience. Our network of realty professionals are very knowledgeable of how FHA loans work and how to structure your purchase to make the loan and home hunting process go smoothly. Call us now to apply and begin your home hunting!